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821 Pine Shores CIRCLE, New Smyrna Beach, FL, 32168 | $325,000
Nestled in the desirable canal front Pine Island community of New Smyrna Beach, this completely remodeled, turnkey home offers the perfect blend of modern updates and coastal charm. Featuring luxury vinyl plank flooring throughout, the open and airy interior boasts vaulted ceilings and an updated kitchen (2022) with all-new Whirlpool stainless steel appliances, granite countertops, and soft-close wood cabinets. The spacious primary bedroom includes a walk-in closet and a private en-suite bathroom with a new vanity, while the second full bathroom was fully remodeled in 2024 with a tile shower/tub combo. Other recent upgrades include a new roof (2023) and water heater (2022), as well as a well-maintained newer HVAC system.
Outside, the home’s pristine landscaping complements its inviting curb appeal, and the energy-efficient design keeps utility costs low, with an average monthly electric, water, and sewer bill around $240. Pine Island is a golf cart-friendly community with a path leading directly to the beach, perfect for those who enjoy a relaxed, coastal lifestyle. The community offers fantastic amenities, including a pool, clubhouse, and 24-hour video surveillance, ensuring a safe and serene environment. Just 4 miles from the beach, with Publix a mile away and three golf courses within a 5-mile radius, this home provides an ideal location for both convenience and recreation. Whether you're seeking a permanent residence or a vacation retreat, this beautifully updated home in Pine Island is ready for you to move in and enjoy.
Features
- Amenities: Clubhouse, Pool, Shuffleboard Court
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Style: Traditional
- Year Built: 1990
- Garage: 1-car Covered
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,051
- Acreage: 0.14
- Est. Taxes: $2,588
- HOA Fee: $475 Annually
- Elem. School: Chisholm Elem
- Middle School: New Smyrna Beach Middl
- High School: New Smyrna Beach High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
- MLS#: O6256587
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/O6256587/821pineshorescircle_newsmyrnabeach_fl?source=qrflyer
Listing courtesy of SAFFORD REAL ESTATE LLC Phone: 407-461-3172
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
821 Pine Shores CIRCLE, New Smyrna Beach, FL, 32168
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
| Monthly Tax Payment | $216 | $216 | $216 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
| Total Monthly Payment | $2,021 | $2,019 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388