Don't miss this incredible opportunity to personalize a charming waterfront home at Gulf Harbors waterfront community. This house flooded in Helene and immediately the cabinets, appliances, and four feet of drywall were removed, and everything is dry and ready for you to design your dream space while having the perfect waterfront property. Located on a wide canal with a large dock, your boat will be in a protected harbor, yet just minutes to the Gulf of Mexico. The short route to the Gulf is UNOBSTRUCTED BY BRIDGES – so bring your large / tall boats. The backyard of this home has beautiful mature vegetation that withstood both hurricanes and provides lots of protection from the hot sun! Gulf Harbors is more than just a boating and beach neighborhood in New Port Richey; It’s an amazing lifestyle in a friendly community. Bring your golf cart to waterfront restaurants, shopping, and the vibrant downtown New Port Richey Main Street. Join the private Gulf Harbor Beach Club with covered tiki huts, picnic tables, grills, showers, parking, restrooms, 2 boat ramps and yacht club for $200 / year and an optional low annual HOA of just $100- a year. Don't let this amazing opportunity pass you by.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $28 | $28 | $28 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,292 | $2,233 | $2,881 |
Total Monthly Payment | $2,395 | $2,336 | $2,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.