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3972 Harbor Hills DRIVE, Largo, FL, 33770 | $465,000
The curb appeal is just the beginning of this charming home in highly sought after Harbor Hills. This NO FLOOD ZONE home offers the perfect blend of location, space, and function. The eat-in kitchen features a newer suite of stainless steel appliances and solid-wood hickory cabinets. Generous sized bedrooms are laid out as a split floor plan offering privacy throughout. The home has been remodeled to include a 220 sq ft, 3rd bedroom/owner’s suite with a private bath and cedar closet. French doors from this area as well as the dining nook open onto a screened-in porch with a fully fenced-in backyard beyond. Recent updates include a newer asphalt shingle roof (2021), a BRAND NEW 4 ton AC system which cools the home AND garage (2024) and newer insulation. Adding to the appeal of this home is the upgrade to PVC plumbing in 2020, ensuring durability and peace of mind with a remaining 6 year workmanship warranty and 46 year material warranty. No problem come hurricane season, this home features impact windows throughout AND hurricane shutters. Another great feature of this home is the 1-car garage with a workshop area, storage area and laundry area. Situated just five minutes from the beach, the Harbor Hills community is a family-friendly neighborhood which offers unparalleled Florida living with its close proximity to local restaurants, shopping and entertainment.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 77 x 100
- Laundry: In Garage
- Style: Ranch
- Year Built: 1964
- Garage: 1-car Driveway, Garage Door Opener, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,587
- Acreage: 0.19
- Lot Size: 77 x 100
- Est. Taxes: $1,772
- HOA Fee: $75 Annually
- Elem. School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Largo High-PN
- Pet Policy: Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Washer
- MLS#: TB8321098
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/TB8321098/3972harborhillsdrive_largo_fl?source=qrflyer
Listing courtesy of THE SHOP REAL ESTATE CO. Phone: 727-593-7777
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3972 Harbor Hills DRIVE, Largo, FL, 33770
$465,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $148 | $148 | $148 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,538 | $2,472 | $3,190 |
| Total Monthly Payment | $2,761 | $2,695 | $3,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388