ASSUMABLE 5. 125% INTEREST RATE! Buyers are encouraged to inquire for more details. Welcome to Life at the Lagoon! This cozy pond Florida view home has three bedrooms + a flex room/ home office, two bathrooms, a two-car garage and a screened in Lanai in over 2, 500 sq. ft. (1, 998 heated). Located on a pie shaped lot, in the popular Epperson Lagoon Community in Wesley Chapel. Upgraded with vinyl plank flooring in the main areas. The Drexel floor plan by Maronda Homes offers an open space with the kitchen overlooking the living room, dining area, lanai and the pond! The kitchen has black cabinets and granite countertops with vast space for cooking and seating for four in the breakfast bar. The dining area has room for a table up to 10 and is located next to the lanai. Slide that glass door open and you have the perfect space for indoor/outdoor gatherings. The primary suite has a large en suite bathroom with bathtub, separate walk-in shower and separate walk-in closet. The large yard overlooks the beautiful pond which faces east, therefore you'll have a perfect view of the sunrise. The lanai is screened-in so this is the spot to have a coffee in the morning and enjoy the tranquil view. By the way, this home has smart home features and wired for a security system of your choice. This cozy home is move-in ready! Life at the Epperson Community is like nothing else. This home is in close proximity to Publix Plaza at Innovation Springs (you can ride the golf car over), Starbucks and Chick Oil-A (coming soon). The Epperson HOA quarterly fee is only $237 per quarter and includes cable + the fastest internet in the nation, Ultra-Fi. The Crystal Lagoon Membership Fee is $137 per quarter. The closest Elementary Schools are Innovation Preparatory Academy, Watergrass Elementary School & Wesley Chapel Elementary. The Kirkland K-8 Charter School just a few blocks away and opening Aug. 2024! The closest middle school is Thomas Weightnman Middle School. The nearest high schools are Kirkland Academy of Innovation High School and Wesley Chapel HS. The community features “Street Leaf” (solar streetlights), home of the first Crystal Lagoon, where Residents have access to Elam Park & the dock at King Lake, Paddle Boarding, Kayaking, a Wibit Obstacle Course, Cabanas, AquaBanas, Sandy Beaches, Live Music Events, Swim Up Bar and Resident Only Events. The Lagoon is like an Outdoor Clubhouse. The Holiday/Seasonal Events include Trivia Night, Family Night, Movies on the Lawn, Sounds of Summer (live music series), Karaoke, Pumpkin Patch in November, Golf Cart parades, Cinco de Mayo Resident only celebration, Fourth of July Resident Only celebration and much more. The Epperson Community Amenities include an Eagle’s Nest Part, a dog park, and golf cart paths. This home is located about 10 minutes away from KRATE (the new outdoor mall), 35 minutes north of Downtown Tampa, 45 minutes from Tampa International Airport, and 90 minutes from Orlando and Walt Disney World. You are ready for LIFE AT THE LAGOON! Set up a tour today! Video tour available upon request. This home qualifies for an Assumable FHA loan. Restrictions apply.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $371,992 | $371,992 | $371,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,569 | $2,506 | $3,164 |
Total Monthly Payment | $3,090 | $3,027 | $3,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.