ONLY SINGLE-FAMILY GATED WATERFRONT COMMUNITY OF ITS' KIND ON SAND KEY!!! Gorgeous waterfront elegance - Florida style, 2, 132 SqFt. , 3-bedroom, 3 bathroom, freshly painted exterior with panoramic water views and manicured landscaping. This luxury Waterfront Estate has a wonderful open plan with soaring high ceilings and light streaming through generous windows everywhere. Most impressive dining and living room with beautiful fireplace keeping you warm during cool winter nights. Resident gourmets easily cook and socialize with guests in the updated kitchen with Breakfast Bar with beautiful granite countertops. You will love the extra Loft area on the second floor to enjoy sunrise and watching the dolphins swimming. Rare to find Primary Bedroom suite on first floor where the most luxurious bedroom furniture collection fits easy. Immaculately designed and newly remodeled Primary Bathroom with free standing Bathtub and stylish walk in glass shower. Steps off the generous extended deck with heated inground Spa and entertainment area you will find your deep-water dock including power and slip with boat lift (25k). Extra bonus, a second wet slip keeps your boats safe. Easy boat access with no fixed bridges to the Gulf of Mexico. This exclusive home is built with block on higher elevation which keeps your flood insurance cost low. 2020 New Tile Roof. The luxurious and 24hr manned gated "Moorings of Sand Key" maintenance free neighborhood offers exclusively and exceptional value for boaters used to the very best. Underground Utilities and low HOA fees including lawn maintenance allows you to lock it and go, but you'll want to stay and play! Short walking distance to beach access. Right across from the guard house. Fortunately, this home and the whole wonderful Moorings of Sand Key neighborhood stayed high and dry during the 2024 hurricane season. A truly safe paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.606% | 6.622% | 6.680% |
Monthly Tax Payment | $745 | $745 | $745 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,783 | $7,585 | $10,453 |
Total Monthly Payment | $8,653 | $8,455 | $11,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.