NO FLOOD, NO HOA, NO CDD - RELAX AND GETAWAY FROM THE CITY LIFE, STEP INTO EXQUISTE SANCTUARY charming 3-bedroom, 2-bathroom home situated on a sprawling 1. 02-acre lot, offering the perfect blend of privacy and freedom. Located in a No Flood Zone, with No CDD and No HOA, this property allows you to enjoy country living without the restrictions of additional fees or flood risks. The lot is zoned for agriculture, providing plenty of space to raise animals such as horses and chickens, or to pursue your own agricultural interests. The expansive backyard offers ample room for a garden, outdoor kitchen, or even a pool—your own personal oasis, or if your a horse lover you have plenty of room to create a home in your backyard with a barn or a stable. The oversized primary suite is a true retreat, featuring a tray ceiling and an extra-large walk-in closet. The en-suite bathroom offers plenty of space for relaxation. The open-concept living area includes the living room, dining room, and kitchen, all with soaring cathedral ceilings that create an airy and inviting atmosphere. The kitchen is equipped with a gas line for a cooktop, should you prefer to cook with gas, and a wood-burning fireplace in the living room adds warmth and charm. There is also a propane line installed if you decide to switch to propane. The property includes two storage units, both wired for electricity, and a garage large enough to accommodate a boat, offering plenty of room for outdoor gear or hobbies. French doors, recently replaced with new ones, open to a screened-in porch where you can enjoy the outdoors year-round, bug-free. For peace of mind, the laundry room also serves as a safe room, rated to withstand winds up to 175 mph, ensuring protection during hurricane season. Dream big—the huge backyard provides ample space for a massive pool and outdoor kitchen, making it the ideal spot for entertaining or creating your own private oasis. Additional features include a 500-gallon propane tank for flexibility in energy use, and the entire property is ready for your next chapter with room to grow and make it your own. The septic tank has been recently upgraded with two new lift pumps and a new lift station, and it was topped off for optimal performance. There is also a solar assist on the roof for the water heater, helping you save money on your water bill. The interior of the house has been freshly painted, and the A/C is only two years old. A new garbage disposal has been installed, and the property also features a private gated entrance with remote access to allow guests in and keep unwanted visitors out. With No HOA, No CDD fees, desirable agricultural zoning, and plenty of space to spread out, this home offers the perfect balance of comfort, freedom, and opportunity. Don't miss out on the chance to make this exceptional property your own—schedule a tour today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,783 | $2,712 | $3,498 |
Total Monthly Payment | $3,083 | $3,012 | $3,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.