520 Valencia PLACE, Lady Lake, FL, 32159 | $339,000

***HUGE PRICE ADJUSTMENT*** Welcome to your dream retreat in The Villages! This beautifully remodeled 2-bedroom, 2-bathroom home in the premier 55+ community in Mira Mesa offers both charm and convenience. Located just minutes from Spanish Springs and Sumter Landing, you’ll enjoy easy access to abundant shopping, restaurants, banks, medical facilities, and so much more. Nearby, the Mira Mesa pool offers a refreshing escape just around the corner.
Inside, the inviting open floor plan highlights a remodeled kitchen featuring sleek quartz countertops, new cabinetry, and stainless steel appliances. The home’s bright coastal-inspired colors and plantation shutters on each window create a vibrant, welcoming atmosphere. The master bathroom is tastefully remodeled, and crown molding throughout—including in both bathrooms—adds a refined touch. All lighting and fan fixtures have been replaced with remote-control functionality for added convenience. The spacious guest bedroom includes a walk-in closet.
Additional features include engineered hardwood flooring throughout, tile in the bathrooms, and solar tubes in the kitchen and bathrooms, flooding the space with natural light. Outdoors, the painted driveway, walkway, and back patio create a custom, polished look, complemented by fencing around the front porch and rear patio. Enjoy low-maintenance living with new 6" gutters and guards, plus a G-14 garage ventilation system, insulated garage door, and a 10' Formica work countertop in the garage. Topped off with a new roof installed in 2022, this home is move-in ready for you to enjoy the vibrant lifestyle of The Villages. Don’t miss this gem in the heart of it all!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 60 x 90
  • Laundry: Inside, Laundry Room
  • Year Built: 1993
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,248
  • Acreage: 0.12
  • Lot Size: 60 x 90
  • Est. Taxes: $2,347
  • Adult Communities: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8321038
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/TB8321038/520valenciaplace_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 6:24:59 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

520 Valencia PLACE, Lady Lake, FL, 32159

$339,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,200 $271,200 $271,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $196 $196 $196
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,827 $1,802 $2,287
Total Monthly Payment $2,098 $2,073 $2,558

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.