This sweet house has fresh paint inside and out! The Vaulted ceiling in the great room provides the feeling of spaciousness you're looking for, and the tile floor gives you an easy-care detail to help make your life less hectic. The kitchen has a large pass-through bar stool area that keeps the conversation flowing, no matter who's doing the cooking or bartending! The primary suite offers good closet space and an en suite bathroom, as well as a tile floor. The two guest bedrooms have easy access to the second bathroom. One bedroom has brand new carpet, and the other bedroom is set up as an office with convenient built-ins. A screened lanai stretches across the back of the house, and it's divided in case you want an orchid room that's safe from your inquisitive pets, or an aviary, or kitty condo. The two car garage has shelving for your convenience. A brand new air conditioner was installed in September, 2024. The whole-house generator will give you peace of mind and keep your food cold in the refrigerator in case of a power outage. The neighborhood has no cut-through streets, so traffic is minimal. Near the entrance is a little play area for children and a nice spot to meet your neighbors for a morning cup of coffee in the shade of the trees. Don't let this opportunity pass you by!
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,763 | $1,719 | $2,171 |
Total Monthly Payment | $1,908 | $1,864 | $2,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.