Welcome to this beautiful home with a Mother-in-law suite, three bedrooms and a den, which can be converted into a fourth bedroom. Your new home in the desirable Camden Park subdivision within Providence Phase 4 in Polk County! This stunning single-family residence, built in 2023, offers modern amenities and a comfortable living space perfect for families and pet lovers alike. With a spacious two-car garage, you'll have plenty of room for parking and storage. This spacious home features 3 bedrooms, 2 baths, and 1 den perfect for a home office.
The home includes an attached private suite (mother-in-law) with its own separate entrance, living room, kitchenette, bedroom, and bathroom. In the main home, you'll find an open living space and a study and a covered patio. The owner's suite is tucked away in the back of the home and provides a private full-sized bathroom. This home is ideally suited for those seeking stability and comfort. The property provides a blank canvas for you to decorate and make it your own. Pets are welcome here, so your furry friends can enjoy the space just as much as you do. Don't miss out on this opportunity to live in a brand-new home in a thriving community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,538 | $2,472 | $3,190 |
Total Monthly Payment | $2,718 | $2,652 | $3,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.