Excellent location & convenient to all! Built in 2012, this impeccably maintained three/four bedroom, two-bathroom Colonial sits on a quiet, tree-lined street, in this sought-after North Shore community, within the Miller Place school district. A wide driveway with ample parking brings you to the welcoming front porch, opening to the home's main level featuring gleaming hardwood floors and plenty of natural lighting. The floor plan flows from the living room with a fireplace to a warm and inviting eat-in-kitchen with granite counters, rich wood cabinetry, stainless steel appliances, and a center island with seating. The adjoining dining room area features sliding glass door access to the spacious backyard. Step outside and enjoy the fully fenced private back yard, ideal for cookouts, gardening, and relaxing. The flexible use family room or large main level bedroom, with adjoining full bathroom, completes the main level. The upstairs floorplan features a primary bedroom with a vaulted ceiling and a large round-topped window plus another bedroom, a full hall bathroom and an enormous walk-in closet or additional extra bedroom with an adjoining hallway washer/dryer closet. Enjoy this ideal location close to beach, boating and several golf courses plus the sprawling Rocky Point State Pine Barrens Preserve. Have fun exploring everything eastern Long Island has to offer from the Northshore's peaceful vineyards to the bustling Hamptons and ocean beaches! See it today and call it home tomorrow! PLUS a 12 Month "CHOICE PLAN" Home Warranty is included! EXTRAS include a 15ft wide soft sided above ground pool! Just 1 yr young! 12 yr young roof w/ 1st layer; many young appliances! Alarm system; 12 yr young replacement thermopane windows; 200 amp electric; closet organizer system; smart thermostat & more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $954 | $954 | $954 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $4,234 | $4,231 | $5,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.