If you are looking for an active 55+ community with access to the inter-coastal waterway and Gulf of Mexico without paying high fees, you've found the perfect property! This home is located in a residential, owned, and gated waterfront community that offers an unmatched lifestyle.
As soon as you step inside, you're welcomed by a large living space with beautiful vinyl flooring. The modern kitchen is a standout feature with abundant wood cabinets, a composite large basin kitchen sink, which was installed in 2022, and an electric range with an air fryer. The impressive large kitchen island is perfect for meal prep and showcasing dishes during holidays, making your home feel comfortable and festive. All countertops are made of Carrera Quartz composite and are very durable. They are resistant from scratching and staining making them easier to clean and ensuring you don't have to worry damaging the solid service, The new stainless steel refrigerator with a bottom freezer is ready to use. The master bedroom boasts newer (2022) vinyl flooring, a stylish sliding barn door, and a spacious remodeled bathroom with a walking -in shower, vanity and sink. The master bedroom also includes an impressive walk in closet, providing ample space for all your essentials. The second bedroom features a long closet, perfect for storing clothes, blankets, and more. Beautiful plantation shutters, installed in 2022, adorn the Florida room and the master bedroom. Enjoy the desired water view from the living room! There is a bonus Florida room which is perfect for relaxation and entertaining. The front of the home is surrounded by updated landscaping that adds value to the property and provides a great exterior view. A detached utility shed furnishes an extra storage space for your outdoor items ensuring they are kept safe and organized, which you will definitely appreciate. Alameda Isles is a gated community featuring five small lakes and a private park. This vibrant community offers everything you've been dreaming of, including a heated pool, therapeutic spa, and tennis court for staying active. Social gatherings such as monthly pancake breakfasts, community coffee, Friday night bonfires, craft classes, quilting, card games, dances and more, creating a welcoming atmosphere where you can meet neighbors and enjoying an active Floridian lifestyle. Residents can also delighting in pickleball, bocce, shuffleboard, a sauna, billiard room and exercise room.
For boating enthusiasts, the community's boat club providing boat slips with the annual fee of $214 and an additional boat storage yard can be leased for an extra fee, depending on availability. If you are seeking a quite, gated community with luxurious amenities and a waterfront access this home is a must see. Schedule your appointment today and discover all that in Alameda Isles.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,228 | $1,196 | $1,543 |
Total Monthly Payment | $1,542 | $1,510 | $1,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.