Welcome to this cozy mid-century gem, a delightful retreat nestled in the heart of Temple Terrace's highly sought-after Terrace Park neighborhood! Built-in 1963, this charming home sits on a huge 70 x 100 corner lot, combining timeless appeal with modern convenience. With a stucco exterior, shingle roof, and a solid foundation, this 2-bedroom, 1-bathroom home spans 728 sq. ft. and boasts a newer A/C system(2017) for year-round comfort. Step up to the inviting front porch and enter through a stylish front door with an artful glass insert, leading into a bright, welcoming interior living space. The home’s warm ambiance is enhanced by laminate floors, chair rail accents, and airy rooms filled with natural light. The kitchen is a true standout with tile counters, a tile backsplash, decorative cabinets with glass accent inserts, and stainless-steel appliances, including a double-door refrigerator, dishwasher, smooth top range, and double stainless sink. A washer and dryer are included! A back door from the kitchen leads to the expansive yard, perfect for outdoor activities. Both bedrooms are sizable, and feature a ceiling fan for added comfort. The bathroom features a pedestal sink and tub/shower combination maintaining the home’s classic appeal. Outside, you’ll find two convenient storage sheds and a trailer providing ample space for all your storage needs. There’s even room to park a boat or RV. NO HOA or CDD to restrict your options! Convenience is key, and this home is ideally located just minutes from the USF campus, Moffitt Cancer Center, Busch Gardens, Adventure Island, Lettuce Lake Park, and a wide array of shopping, dining, and entertainment options, including the University Mall. With easy access to major roads like Busch Blvd, 56th Street, I-75, and I-275, commuting around Tampa Bay is a breeze. Perfect for cash or conventional buyers, this property combines a unique blend of comfort, charm, and a prime location with endless potential for customization or redevelopment. Schedule a tour today and discover the possibilities for yourself!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $27 | $27 | $27 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,010 | $1,303 |
Total Monthly Payment | $1,138 | $1,112 | $1,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.