Under contract-accepting backup offers. Discover your dream home in the prestigious Belleair area! This hurricane-ready gem is high and dry, located in a non-evacuation and no flood zone, so no flood insurance is required. All the big-ticket items have been meticulously updated, including high-quality PGT hurricane-rated impact windows and doors (except sliding glass doors), a touch screen WiFi thermostat, a 30-gallon AO Smith hot water heater (8/20), a new roof (9/19), a re-coated carport roof (03/22), a 3-ton Carrier brand HVAC system (1/17), and an upgraded 150-amp Cutler-Hammer electric panel.
Step inside to a spacious open-concept living room with a dedicated dining area, perfect for entertaining. The large kitchen boasts plenty of cabinetry, a 10-foot peninsula, and a dishwasher, making it a chef's delight. The combination flooring includes vinyl in the kitchen, tile in the bathroom, and laminate throughout the rest of the home.
The expansive lawn is a gardener's paradise, featuring mature fruit trees such as banana, lime, and moringa. Enjoy outdoor living on the large concrete patio that wraps around the house, accessible from both the kitchen door and sliding glass doors. Situated on a 75’x133’ oversized lot, this 2-bedroom, 1-bathroom block-constructed single-family home offers 1, 212 sq ft of heated living space and is just 3 miles from Clearwater Beach.
With plenty of parking for any number of vehicles, a carport with a washer/dryer/storage room, and backyard access on both sides for equipment or boat storage, this home is as practical as it is beautiful. The excellent location provides easy access to restaurants, grocery and drug stores, Morton Plant Hospital, banking, public transportation, nature preserves, botanical gardens, cultural venues, various golf courses, interstates, and the St. Pete-Clearwater airport. All financing options, including FHA, VA, and conventional, are welcome.
Make this desirable Belleair home yours today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,616 | $1,637 | $2,074 |
Total Monthly Payment | $2,186 | $2,207 | $2,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.