Welcome to 202 Vine Street, a cozy 3-bedroom, 1-bathroom home brimming with character and the perfect place to make your own. This single-story gem has a blend of timeless charm and move-in-ready convenience. Step inside to discover a warm, inviting interior that features spacious rooms and abundant natural light. The one-level layout ensures easy access to the kitchen and living room areas. Outside, you'll find a generous backyard—ideal for weekend barbecues, gardening, or creating a personal outdoor oasis. Including extra space from the additional lot beside it. With plenty of space to utilize, you can bring your outdoor dreams to life, whether that means adding a play area, setting up a fire pit, or simply enjoying some quiet time under the open sky. Conveniently located in Laurens, this home is close to local shops and parks. Ready to embrace a new chapter in a classic home? Schedule a visit to 202 Vine Street today and envision all the possibilities this cozy starter home has!
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Our Executive Mortgage Banker:
Our Insurance Division:
$156,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,800 | $124,800 | $124,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $830 | $829 | $1,052 |
Total Monthly Payment | $1,090 | $1,089 | $1,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.