Welcome to Billingsgate, Simsbury's distinguished 55+ community where tranquility and luxury converge. This elegant townhome boasts picturesque views of the fountain and gazebo, ensuring a serene backdrop for your morning coffee on the sunny front porch. The inviting curb appeal is enhanced with a white picket fence and a discreetly situated 2-car garage. Inside, the residence shines with hardwood floors, custom millwork, and a layout designed for entertaining. The family room, with its soaring windows and stately columns, sits at the heart of the home, while the formal living and dining rooms provide sophisticated spaces for gatherings. The thoughtfully designed Chef's Kitchen features a gas cooktop with a custom hood, expansive granite counters, angled center island for seamless interaction with guests, panel-ready appliances and stunning cabinets. The sliding glass door in the Kitchen dining area opens to a lovely private patio. Afternoon sun warms this charming space. Subzero wine fridge in the butler's pantry and plentiful storage within the walk-in pantry underscore the home's attention to detail. Natural light cascades through floor-to-ceiling windows, illuminating the interior and highlighting the home's exquisite craftsmanship. Primary suite is a luxurious retreat with a custom walk-in closet and ensuite bath featuring; dual marble vanity, glass enclosure shower, and soaking tub. Upper level complete with guest bedroom, den with custom built-ins, and a full bathroom. Lower Level provides additional storage with two walk-in closets and a blank slate to customize as you please. Main-level laundry adds convenience to this thoughtfully designed home. Ideally situated near Simsbury's historic center, Billingsgate residents enjoy proximity to golf courses, fine dining, Simsbury Meadows Performing Arts Center, local farms, wineries, coffee shops, trails, medical centers, and shopping; all ensuring a lifestyle of ease and elegance.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 14.0 x 15.0 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 13.0 x 14.0 | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Granite Counters,Dining Area,Island,Sliders,Hardwood Floor | 14.0 x 22.0 | Main |
Family Room | Vaulted Ceiling,Gas Log Fireplace,Hardwood Floor | 16.0 x 20.0 | Main |
Full Bath | Double-Sink,Stall Shower,Marble Floor | 10.0 x 15.0 | Upper |
Full Bath | Stall Shower,Tile Floor | 5.0 x 10.0 | Upper |
Half Bath | Tile Floor | 8.0 x 8.0 | Main |
Library | Built-Ins,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Living Room | 9 ft+ Ceilings,Hardwood Floor | 12.0 x 14.0 | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Wall/Wall Carpet | 15.0 x 17.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $915 | $915 | $915 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,287 |
Total Monthly Payment | $4,418 | $4,330 | $5,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.