103 1ST STREET E, #204, St. Petersburg, FL, 33715 | $475,000

Discover a rare opportunity to own your very own slice of paradise, where every day begins with breathtaking water views and ends with unforgettable sunsets. This beautifully renovated 2-bedroom, 2-bathroom condo isn’t just a home—it’s a serene coastal sanctuary that places you front and center to Florida’s natural wonders.

From your private balcony, soak in sweeping panoramas of sparkling blue waters. Watch as dolphins dance through the waves, manatees glide gracefully by, and pelicans dive for their morning catch—all from the comfort of your living room. The gentle rhythm of passing sailboats and yachts adds a touch of coastal charm to your daily backdrop.

Inside, this residence radiates modern coastal elegance. Fully renovated in 2018, it features luxurious upgrades including granite countertops, sleek shaker cabinetry, luxury vinyl plank flooring, and a custom-designed spa shower in the Primary Suite. Sunlight floods the open-concept living area, accentuating the tranquil waterfront views and inviting an effortless indoor-outdoor flow. Both bedrooms are generously sized with ample closet space, while the chef-inspired kitchen makes entertaining as seamless as the nearby tides.

Life at The Village at Tierra Verde is like living at a private resort. Enjoy three sparkling pools with hot tubs, unwind in the clubhouse, stay active on the tennis courts or in the fitness center, and take advantage of the on-site marina with boat slips and two dry storage facilities available. For golfers, a private 18-hole country club and driving range are just two miles away.

Beyond the community gates, you’re only minutes from the pristine beaches and nature trails of Fort De Soto Park, and just a 15-minute drive from the vibrant dining, nightlife, and arts scene of St. Pete Beach and downtown St. Petersburg. Easy access to I-275 ensures you’re always connected, while still feeling blissfully tucked away from it all.

Whether you’re seeking a luxurious year-round residence, a weekend escape, or a smart investment in Florida’s coastal lifestyle, this condo delivers it all.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: VILLAGE AT TIERRA VERDE CONDO
  • Year Built: 1982
  • Common Charge: $851 Monthly
  • Approx Sq. Feet: 1,040
  • Acreage: 8.53
  • Est. Taxes: $2,664
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Microwave, Refrigerator
  • MLS#: FC305209
  • Days on Market: 407 days
  • Website: https://www.raveis.com
    /prop/FC305209/1031ststreete_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/1/2026 3:20:30 AM)
Listing courtesy of KOKOMO REALTY LLC   Phone: 386-490-4977

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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103 1ST STREET E, #204, St. Petersburg, FL, 33715

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $222 $222 $222
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,158 $2,309 $3,080
Total Monthly Payment $2,455 $2,606 $3,377

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.