Under contract-accepting backup offers. Welcome to your charming oasis in the heart of the sought-after Central Oak Neighborhood! Nestled on a picturesque brick street lined with granite curbs and hexagon paver sidewalks, this 2-bedroom, 1-bathroom home with a bonus room (perfect as a 3rd bedroom, office, or hobby space) offers the perfect blend of character, convenience, and functionality.
Set in a no-flood and no-evacuation zone with no hurricane damage, this home provides year-round peace of mind. Its freedom from HOA restrictions allows you to make it uniquely yours. The lush landscaping creates a serene tropical retreat with dracaena plants, a Christmas palm, an orange tree, yuka, hibiscus, and more. The Bahama shutters add a touch of style and functionality to the home’s inviting exterior.
The backyard offers a world of possibilities, with ample space for RV or boat parking, gardening, or even the potential to add an Accessory Dwelling Unit (ADU), subject to city guidelines. It’s perfect for entertaining, creating a play area, or simply enjoying outdoor living in your private sanctuary.
Situated just minutes from the vibrant Downtown St. Pete and its renowned beaches, the home provides easy access to dining, entertainment, and relaxation. Its close proximity to the interstate ensures effortless travel to Tampa, Sarasota, and other nearby cities.
Whether you’re a first-time buyer or seeking a home that combines charm, convenience, and practicality, this property is ready to welcome you. Schedule your showing today and imagine the life you could create here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,858 | $1,856 | $2,355 |
Total Monthly Payment | $1,979 | $1,977 | $2,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.