Come see this wonderful bungalow in Allendale. High and dry, in flood zone X, this sturdy block home has been nicely updated and well maintained. Not a quick flip, it combines original quality construction and charm, like beautiful heart of pine wood floors and plaster walls, with convenient and appealing modern updates. The kitchen really is a chef’s dream, with all wood cabinets (tons of them!) plenty of counter space, (granite, of course), an oversized breakfast bar, glass cooktop, powerful range hood that vents to the outside, a pantry with custom pull out drawers and more. The spa-like bath has an oversized walk-in shower with two shower heads, a built-in bench and custom glass doors. The bedrooms are both spacious with large closets. Bonus room/Breezeway between kitchen and garage is air conditioned and can be used as dining room, home office, workout room, etc. Beautiful newer white vinyl energy efficient windows throughout the home mean outside heat and noise stay outside! The roof is newer (2017), and the AC is 5 years old. The home has been freshly painted, inside and out and the fence has recently been attractively stained. The yard is fully fenced and has a patio and enough room to add a pool, spa, gazebo, or playset. Make it your dream oasis! The alley around the back allows for easy access to the attached one car garage and plenty of additional parking. Washer /Dryer and laundry sink conveniently located in the garage, which also has a loft for additional storage. The neighborhood and surrounding area cannot be beaten- just minutes from local parks, restaurants and shops. Close to downtown St Petersburg and I-275. Move in and enjoy!
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Our Executive Mortgage Banker:
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$460,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,418 | $2,446 | $3,103 |
Total Monthly Payment | $2,861 | $2,889 | $3,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.