New York (Central Harlem), NY, 10035 | $480,000
Available to show by appointment by Exclusive Broker -- Tastefully renovated split 2 bedroom apartment is situated in a very well maintained prewar HDFC Coop and is waiting for you to make it your home. With windows in every room, the living room faces north and is adjacent to the 2nd bedroom. The south facing primary bedroom includes a customized built-in desk/office space with a large walk-in closet. The bathroom is bright, sleek, elegant with porcelain tile and includes a deep soaking tub + shelving. The Chefs kitchen has top-of-the-line stainless steel appliances, including a Samsung gas range, dishwasher, Fischer Paykel double door refrigerator, Whirlpool built-in microwave, a full size LG stackable washer/dryer, plenty of cabinets, a large pantry, Quartz counters and an elegant backsplash. In addition, oversized new windows with window treatments, ultra high ceilings with crown molding throughout, 2 ceiling light fans, gorgeous light fixtures on dimmers, beautiful refinished oak hardwood floors in a walnut stain, an abundance of closets including 1 walk-in with added storage above and solid new doors. You'll simply LOVE the renovation!! The VERY LOW monthly maintenance of $513 includes property taxes, water, heat and gas. This beautiful elevator building was converted and renovated in 2002 maintaining the prewar character. Situated on a tree-lined block with video security cameras, complimentary bike room, community courtyard for your enjoyment, daily Super/Porter, VERY strong financials, NO underlying mortgage, conditional subletting allowed and the FLIPTAX is $25/share upon transfer of shares. NO pet policy. Convenient to the 4/5/6 and 2/3 express subways and major bus routes including Harlem Community Parks. The HDFC 2024 income cap guidelines are based on 120% AMI per person in the household as follows: 1 person $130, 440 2 persons $149, 160 3 persons $167, 760 4 persons $186, 360 Photos by RealtaSnap - some virtual staging but apartment is unfurnished and an easy show!!
Features
- Town: New York
- Heating: Baseboard
- Cooling: Wall Unit(s)
- Levels: 6
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 50.000000x99.920000
- Laundry: In Unit,See Remarks
- Year Built: 1920
- Common Charge: $513 Monthly
- Approx Sq. Feet: 800
- Est. Taxes: $0
- Pet Policy: Building No,No
- Appliances: Dishwasher,ENERGY STAR Qualified Appliances,Gas Cooktop,Gas Oven,Stainless Steel Appliance(s)
- MLS#: COMP-168807831137978
- Days on Market: 64 days
- Website: https://www.raveis.com
/prop/COMP-168807831137978/54e129thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Compass Phone: (212) 913-9058
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
New York (Central Harlem), NY, 10035
$480,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $384,000 | $384,000 | $384,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,555 | $2,552 | $3,238 |
| Total Monthly Payment | $2,630 | $2,627 | $3,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535