New York (Central Harlem), NY, 10035 | $489,000

NEW TO MARKET - Beautiful modern and tastefully renovated split 2 bedroom apartment is situated in a very well maintained prewar HDFC Coop and is waiting for you to make it your home. With windows in every room, the living room faces north and is adjacent to the 2nd bedroom. The south facing primary bedroom includes a customized built-in desk/office space with a large walk-in closet. The bathroom is bright, sleek, elegant with porcelain tile and includes a deep soaking tub + shelving. The Chefs kitchen has top-of-the-line stainless steel appliances, including a Samsung gas range, dishwasher, Fischer Paykel double door refrigerator, Whirlpool built-in microwave, a full size LG stackable washer/dryer, plenty of cabinets, a large pantry, Quartz counters and an elegant backsplash. In addition, oversized new windows with window treatments, ultra high ceilings with crown molding throughout, 2 ceiling light fans, gorgeous light fixtures on dimmers, beautiful refinished oak hardwood floors in a walnut stain, an abundance of closets including 1 walk-in with added storage above and solid new doors. You'll simply LOVE the renovation!! The VERY low monthly maintenance of $513 includes property taxes, water, heat and gas. NOTE: The apartment is unfurnished and has been freshly painted throughout. This beautiful elevator building was converted and renovated in 2002 maintaining the prewar character. Situated on a tree-lined block with video security cameras, complimentary bike room, community courtyard for your enjoyment, daily Super/Porter, VERY strong financials, NO underlying mortgage, conditional subletting allowed and the FLIPTAX is $25/share upon transfer of shares. NO pet policy. Convenient to the 4/5/6 and 2/3 express subways and major bus routes including Harlem Community Parks. The HDFC 2024 income cap guidelines are based on 120% AMI per person in the household as follows: 1 person $130, 440 2 persons $149, 160 3 persons $167, 760 4 persons $186, 360 Photos by RealtaSnap

Features

  • Town: New York
  • Heating: Baseboard
  • Cooling: Wall Unit(s)
  • Levels: 6
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 50.000000x99.920000
  • Laundry: In Unit,See Remarks
  • Year Built: 1920
  • Common Charge: $513 Monthly
  • Approx Sq. Feet: 800
  • Est. Taxes: $0
  • Pet Policy: Building No,No
  • Appliances: Dishwasher,ENERGY STAR Qualified Appliances,Gas Cooktop,Gas Oven,Stainless Steel Appliance(s)
  • MLS#: COMP-168807831137978
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/COMP-168807831137978/54e129thstreet_newyork_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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New York (Central Harlem), NY, 10035

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,669 $2,600 $3,354
Total Monthly Payment $2,744 $2,675 $3,429

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.