6720 Villaview DRIVE, Punta Gorda, FL, 33982 | $242,000

Brand NEW 3- Bedroom 2-Bath waterfront home with a 7-YEAR Warranty and built to withstand up to 150 mph winds providing insurance discounts. You own the land so No HOA or lot rent. Located on a pond in the rear and paved road in the front and no neighbor to the left. Built to Energy star rated construction and has low-E hurricane-rated insulated windows, it has a high SEER energy efficiency central air and heat system with heat pump all assisting in lower energy bills. It has a 40-gallon electric water heater. The electrical service is 200 amp. There are LED can lights and ceiling fan. The kitchen has stainless steel appliances including a range, a side-by-side refrigerator with water and ice dispenser, a dishwasher and a built-in microwave. It has a double stainless steel sink with a pull-down sprayer. There is also a kitchen island. The master bath has a shower with a built-in seat and the guest bath has a tub/shower combo. There is an inside laundry room and has washer and dryer hookups ready to go. There is decorative crown molding and chair rails, and blinds are installed throughout the house. The roof is shingle. The property has city water and a NEW state-of-the-art septic tank system. It is placed on a concrete foundation with poured concrete piers. It is brand new never lived in and ready for you to move in. This won't last long. It is eligible for most all types of financing including FHA with only 3% down or approximately $7500 down payment,
VA which is zero down or conventional and possibly even USDA.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 48 x 104
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 2024
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,232
  • Acreage: 0.11
  • Lot Size: 48 x 104
  • Est. Taxes: $301
  • Lot Desc: In County
  • View: Park/Greenbelt, Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: A4629346
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/A4629346/6720villaviewdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 6:17:12 PM)
Listing courtesy of MANATEE REALTY   Phone: 941-809-8888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6720 Villaview DRIVE, Punta Gorda, FL, 33982

$242,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $193,600 $193,600 $193,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $25 $25 $25
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,321 $1,287 $1,660
Total Monthly Payment $1,421 $1,387 $1,760

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.