Welcome to your new home! Home has never flooded and has a low cost transferrable flood policy. Strategically located in the perfect part of St. Pete, with quick access to Tampa, Downtown, the Beaches or Clearwater. Mature trees and shady streets- great for walking. This 3 bedroom, 1 bath PLUS BONUS ROOM has everything you are looking for and has been upgraded in all the best ways. A NEW ROOF was added on 10/28/24 for your peace of mind! The exterior was freshly painted on 11/14/24. There is a beautiful NEW kitchen overlooking the living/dining area, installed in 2023, with custom cabinetry, tons of cabinets, gorgeous white granite countertops with a beautiful waterfall feature and custom pull outs for spices and storage. A modernized bathroom, updated in 2022, with a pebble floor and new cabinet. NEW windows as of 2022, NEW HVAC in 2021 with a smart thermostat, a NEW electrical panel in 2022, which is pre-wired to add your own generator, a transferable termite warranty and updated lighting throughout! The bonus room is not included in the square footage but adds another approximately 280 sq ft and easily flows into the rest of the home, making for an easily converted additional bedroom, large office, den or playroom. The seller also is willing to share the plans they had done to make this conversion. There is original terrazo flooring throughout much of the house and also under the current wood floors in the two bedrooms. They can be refinished to their former luxury according to a flooring specialist. The yard is ample and fully fenced to keep any pets or kids in, and the driveway is extra long to support multiple cars, boats or other toys. The sellers had a pre-inspection done last year and many insurance upgrades were done! This home has A LOT to offer. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,918 | $2,462 |
Total Monthly Payment | $2,106 | $2,081 | $2,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.