Welcome to 112 Bagwell Farm Road, a spacious and versatile home nestled on a peaceful cul-de-sac in the desirable Oak Creek Plantation neighborhood in Spartanburg. With a well-designed layout, this property offers 5 bedrooms, 4. 5. 5 bathrooms, and a blend of formal and casual spaces that cater to both comfort and functionality. The main floor features a traditional layout, including a formal dining room and an impressive den with a two-story ceiling, gas log fireplace, and access to a screened porch—perfect for enjoying the outdoors in any weather. The kitchen includes an eat-in area with easy access to the garage and an adjacent laundry room with backyard access. Also on this level is the primary suite, thoughtfully updated with a luxurious, zero-entry shower, dual walk-in closets, and a private deck for peaceful morning coffee or quiet evenings. The second-floor hosts three secondary bedrooms, two full bathrooms, and convenient attic space for additional storage. This upper level provides privacy and ample space for family members or guests. The lower level is designed with versatility in mind, featuring an additional bedroom and full bathroom and a powder room, a generous recreation room with a fireplace and wet bar, a flex room currently used as a music studio and office There’s also a large workshop area—ideal for hobbies or home projects. The fenced backyard offers privacy and plenty of space for outdoor activities. Set on a quiet cul-de-sac, this property in Oak Creek Plantation combines space, comfort, and privacy with easy access to local amenities. This home offers endless potential to make it your own. Zoned for the highly regarded Spartanburg District 7 schools, including Pine Street Elementary, McCracken Middle, and Spartanburg High School, ensuring excellent educational opportunities for residents. Don’t miss this exceptional opportunity!
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,791 | $3,542 |
Total Monthly Payment | $3,116 | $3,077 | $3,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.