This spectacular home nestled in the Pirates Cove area of Ortega, offers all the elements of Classic Southern casual design, and exudes warmth and hospitality throughout with a soft-hued palette of custom designer touches! Numerous updates and renovations include an expanded kitchen and butler's pantry with new cabinetry, stainless steel appliances, quartz counter tops and farmhouse sink; new wide-plank wood floors, new windows and craftsman molding; new carpet upstairs; and all baths have been updated! Living room boasts a massive stone fireplace with hearth, windows with plantation shutters, and opens to the light-filled, expansive family room/dining area with a wall of windows and French doors opening to the backyard. Upstairs are 3 large bedrooms and a gracious primary suite with sitting area and walk-in closets. 1 bedroom downstairs. Relax in your rocking chairs and wave to the neighbors from the open front porch or entertain around the cozy fire pit! This beauty has it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,864 | $2,898 | $3,677 |
Total Monthly Payment | $3,355 | $3,389 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.