Upon Entering this corner lot colonial, you'll immediately appreciate its ample space. and it's brand new florring throughtout the house. The inviting living room with its working wood fireplace and bright bonus room welcomes you. Beautiful and bright formal dining room with sliding glass doors that lead you to a cozy deck. The spacious eat-in-kitchen also leads to a bright dining space with skylight for more casual meals. The second levels offer a large primary bedroom with its own balcony plus a second bedroom and a full hall bathroom. Top floor consists of a walk-up attic with lots of potential. The finished basement, provides an idea space for entertaining, also has a separate laundry area, utility room and separate outside entrance. Awesome outdoor space offers a two-car garage with a private driveway, a fenced in backyard with brand new fencing and new cement work plus a deck, new front steps and all new outside doors complete this picture. Situated in the heart of Queens Village, this home offers easy access to restaurants, shops, public transportation and so much more. , Additional information: Appearance: Excellent, Separate Hotwater Heater: 1
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,094 | $4,094 | $5,217 |
Total Monthly Payment | $4,653 | $4,653 | $5,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.