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900 15th STREET, Palm Harbor, FL, 34683 | $489,000
Welcome home! Get moved in before the holidays!!! Enjoy the freedom of NO HOA and rest easy knowing you are in a NO FLOOD ZONE and NON-EVACUATION ZONE! No damage done from Helene or Milton. This property sits high and dry! Ideal investment opportunity or perfect for a snowbird retreat. This home is zoned for short term rentals offering incredible potential for generating income.
Located in the heart of Palm Harbor, this spacious 3-bedroom two-bathroom home is perfectly situated near the highly sought after Palm Harbor Middle and High Schools. Also walking distance to Elisa Nelson Elementary School, centered for gifted studies and endorsed teachers, collaborate with gifted classmates and experienced, advanced curriculum across all content areas. The delightful abode boasts brand new luxury plank vinyl flooring and a fresh coat of paint inside and out, making this home move in ready. The superb curb appeal is highlighted by a spacious corner lot complete with vinyl fencing and updated landscaping. You will love the convivence of being within a short location to the Pinellas Trail and the YMCA, in a golf cart friendly community. Just five blocks from the vibrant downtown Palm Harbor, where you can enjoy breweries, dining, live music and boutiques. This home is also located minutes away from pristine beaches, waterfront eateries, fishing, kayaking, boating, golf, shopping, parks, marinas, hospitals, transportation, and more! Another great feature is you're only minutes from the Tampa airport! Come make this your home!!
Owner is a realtor
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 1980
- Garage: Circular Driveway, Off Street, Parking Pad
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,622
- Acreage: 0.18
- Est. Taxes: $5,223
- Appliances: Dishwasher, Disposal, Electric Water Heater, Range Hood, Refrigerator
- MLS#: TB8320931
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/TB8320931/90015thstreet_palmharbor_fl?source=qrflyer
Listing courtesy of BILTMORE GROUP INC Phone: 727-559-2008
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
900 15th STREET, Palm Harbor, FL, 34683
$489,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $435 | $435 | $435 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,669 | $2,600 | $3,354 |
| Total Monthly Payment | $3,179 | $3,110 | $3,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388