Welcome home to this beautifully maintained 4-bed, 3-bath, 2110 sq ft. home located in the charming and family-friendly community of Deer Creek St. Cloud, Florida! Situated in an established neighborhood this property, which backs up to a pond, offers the perfect blend of comfort, open space, and convenient location, making it an ideal place to call home. Just some of the features of this home include: NEW ROOF, 1 Year old exterior paint, generously sized bedrooms, including an owner's suite with an en-suite bathroom for added privacy and relaxation, bathrooms thoughtfully designed, offering a functional and stylish space for daily routines. Bright and airy living room with vaulted ceilings seamlessly flow into the formal dining area and kitchen, creating an ideal space for entertaining. Plenty of windows throughout bring in natural light, making the space feel open and inviting. The well-equipped kitchen features plenty of space for cooking, stainless steel appliances, ample counter space, and a convenient serving bar. The large backyard with a pond backdrop provide the perfect outdoor space for young ones to play, pets to move around, or for you to unwind after a long day on the rear patio space. Keep your vehicles safe and secure in the spacious two-car. Deer Creek is simply a lovely neighborhood, close to Florida turnpike for easy commute, and close to shopping, dining, fast food and more. Schedule your showing, and make this your next home today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,151 | $2,715 |
Total Monthly Payment | $2,420 | $2,366 | $2,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.