Priced to SELL this spacious 1, 270 square foot open floorplan in Penthouse Groves 55+ community is located in a convenient mid-Pinellas County location. You will be close to shopping, dining, community centers, parks, trails and the sparkling sands of the Gulf Beaches. Tampa International Airport and Tampa's Cruise port are only 30 minutes away. Second story unit is steps from elevator and has washer and dryer inside in storage/utility area. You will find room to store what you need in the large kitchen pantry and hall walk in closet. Electrical panel has been replaced (2024) and AC (2019). You can make yourself comfortable in the living room with your expansive view of the pond while you plan your renovations to make this home yours. There is a dock on the pond to enjoy and a community pool. This community is NOT in a flood zone and SIRS and Milestone studies have been completed (see attached). Sold "as is" with right to inspect. Buyer must verify all community information and fees with management company for any upcoming changes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $808 | $798 | $1,012 |
Total Monthly Payment | $931 | $921 | $1,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.