14439 Worthwhile ROAD, Port Charlotte, FL, 33953 | $194,000

Waterways is a small HOA in a great location with reasonable HOA fees, between North Port, Port Charlotte & Englewood. The great outdoors of Florida has so much for you to enjoy and you are minutes away from it all. The Gulf of Mexico and beautiful beaches are approximately 15 minutes away, with several beaches to choose from, enjoy boating, fishing, kayaking. Spring training is in full swing in this area with the Tampa Bay Rays stadium only 3 miles and the Atlanta Braves brand new stadium about 10 miles. If you like to socialize and meet new friends Waterways has many social events throughout the year at the clubhouse, you also have a nice community pool! Updates to this property are as follows: New Roof in 2023, completely renovated in 2017, A/C new 2024, All new foundation piers 2022, Hurricane impact widows and doors in 2023, reverse osmosis water system in 2018, new gutters installed in 2019. Relax in the hot tub on you private lanai area, new motor 2024 & New heater in 2023. This community does not allow pets, and is not a 55+ community. Great opportunity to enjoy paradise and get out of the cold weather.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Year Built: 1986
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 868
  • Acreage: 0.1
  • Est. Taxes: $1,742
  • HOA Fee: $167 Monthly
  • View: Water
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6139067
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6139067/14439worthwhileroad_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 11:59:28 PM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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14439 Worthwhile ROAD, Port Charlotte, FL, 33953

$194,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $155,200 $155,200 $155,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $145 $145 $145
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,059 $1,032 $1,331
Total Monthly Payment $1,279 $1,252 $1,551

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.