3589 Oak Lake DRIVE, Palm Harbor, FL, 34684 | $575,000

Relax, Just Bring YOUR Toothbrush because this POOL home is being sold FURNISHED PLUS A BRAND NEW ROOF is coming soon on this 1706 sq ft. 2 Bedroom, 2 Bath HICKORY MODEL that's OPEN, ROOMY, and LIGHT N BRIGHT with NATURAL light from 3 Solar Tubes. The Tropical relaxing FLORIDA ROOM opens to the serene Pool, the Chef's Kitchen, the Large Living room and an oversized Primary bedroom. The Living Room opens to the kitchen with a convenient Breakfast Bar, there's a large closet pantry and breakfast nook for watching the sunrise look over the pool and the lake. The Primary bedroom has ExLarge Walk in Closet plus an Ensuite with an EASY ACCESS STEP INTO shower. RELAX and Enjoy your SCREENED-IN POOL with no rear neighbors and a peek-a-boo view of Lake Tarpon, yet it's HIGH and DRY on one of the best streets in HIGHLAND LAKES. With AN UPDATED KITCHEN (With Soft Close Drawers and Corain Countertops), BOTH BATHROOMS REMODELED you with have the TIME to Enjoy the Good Life while you GOLF (For FREE) on 3 nine hole courses or maybe Tennis, PICKLEBALL, Bocce or Shuffleboard is your game - there are leagues for those too. And when you're Feeling Artsy there is Ceramics, a StainGlass studios plus a FULL Woodworking Workshop to try your hand. With over 40 Clubs, there's something for everyone!
Your New Home Comes with Benefits: HVAC new 2021, NEW IMPACT WINDOWS, NEW IMPACT SLIDING GLASS DOOR TO POOL, NEW IMPACT GARAGE DOOR, plus a HURRICANE COVER for the Front Porch new in 2023, a new roof (coming soon) and with No Flood Insurance Required and Non Evacuation Zone so it's Time to Relax and Enjoy the BEST of your LIFE in Highland Lakes.

Features

  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 65 x 110
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1987
  • Garage: 2-car Deeded, Driveway, Garage Door Opener, Golf Cart Parking, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,706
  • Acreage: 0.16
  • Lot Size: 65 x 110
  • Est. Taxes: $4,951
  • HOA Fee: $150 Monthly
  • Lot Desc: Sidewalk
  • View: Pool
  • Adult Communities: Yes
  • High School: Palm Harbor Univ High-PN
  • Pool: In Ground, Lighting, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8320193
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8320193/3589oaklakedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 12:35:13 PM)
Listing courtesy of RAGSDALE RESIDENTIAL REALTY   Phone: 727-742-3789

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3589 Oak Lake DRIVE, Palm Harbor, FL, 34684

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.404% 7.133% 6.236%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,060 $3,057 $3,879
Total Monthly Payment $3,565 $3,562 $4,384

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.