Welcome to this beautifully maintained 2-bedroom ranch, radiating pride of ownership from the same owner for nearly 40 years. Originally a 3-bedroom, this home has been thoughtfully updated by combining two bedrooms into one large room with extensive closet space, enhancing both comfort and functionality. The main floor boasts updated replacement windows, gleaming hardwood floors & central air conditioning, keeping the space comfortable and inviting year-round. Abundant natural light flows through the large living room window into the bright, spacious kitchen, where there is plenty of room for dining and cooking. Additionally, a finished, enclosed porch connects the home and garage, creating a cozy transition space which also leads to a spacious paver patio ideal for outdoor gatherings. Just beyond the patio lies a generous, fenced in, level yard offering both privacy and an inviting space for relaxation or play. The lower level offers great storage space plus a heated finished rec room with brand-new premium vinyl flooring, adding versatile living space perfect for entertainment, a home office or both. This immaculate home blends classic charm with modern amenities in a quiet, welcoming neighborhood-an ideal place to make your own.
Type | Level |
---|---|
Bedroom 1 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,057 |
Total Monthly Payment | $2,072 | $2,030 | $2,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.