This exceptional Stanfordville home features two separate houses situated on a sprawling 10. 2-acre parcel offering both space and privacy. The main house boasts a newly renovated kitchen, complete with a charming farmhouse sink and high-end stainless steel appliances. The interior has hardwood flooring throughout, elegant wood balusters, and solid core wood doors, enhancing both aesthetics and functionality. An updated bathroom adds to the modern appeal of this home. The property includes a front-load washer and dryer, and a shed provides additional storage space, mature landscaping. Recent improvements include a new roof on the main house and a durable metal roof on the cottage, ensuring long-term protection and peace of mind for the new owners. This multi-family property presents an excellent opportunity for investors or those seeking a primary residence with additional rental income potential. Its location offers a perfect blend of rural charm and accessibility to nearby amenities. Additional Information: HeatingFuel: Oil Above Ground, Appliances: Electric Water Heater BuildingAreaSource: Public Records,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $3,429 | $3,426 | $4,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.