Discover your new home in this charming, legal one-bedroom apartment located in a quiet neighborhood, right off Nicholls Road (CR 97). Currently undergoing renovations, this apartment will be freshly painted and features a modern kitchen with a brand-new refrigerator, gas stove, and microwave, along with ample cabinet space. The bathroom is being updated with a new vanity, medicine cabinet and fresh tub surround. A brand-new carpet is being installed in the living room, creating a warm and inviting atmosphere. A few steps up from the living room, is a spacious bedroom which boasts cathedral ceilings and a large closet with additional storage on top for an open, airy feel. Enjoy the convenience of a small private outdoor space, central air conditioning for year-round comfort, and the ease of all-inclusive utilities, including your own cable box! Situated just 4 miles from Stony Brook and within easy reach of Port Jefferson Village, Mather Hospital, shopping, dining, and public transportation, this location offers unparalleled convenience. Street parking is available. Please note, no pets, no smoking, and no laundry facilities on the premises. Pictures are of existing condition and do not reflect the updates. Move in January 1 or maybe sooner! Don't miss this incredible opportunity-schedule your showing today and make this beautifully renovated apartment your new home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,760 | $1,760 | $1,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $12 | $12 | $15 |
Total Monthly Payment | $87 | $87 | $90 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.