Nestled in the desirable Mystic Pointe community, this beautifully maintained end-unit townhome offers a serene and stylish living experience with partial views of the majestic Hudson River. This spacious two-bedroom, 3. 5-bath townhome offers a perfect blend of comfort, style, and convenience. The first floor features a bright and airy layout with wood flooring throughout the living areas. The eat-in kitchen is ideal for casual dining and entertaining, while the living room boasts vaulted ceilings, skylights, and sliding glass doors leading to a private deck, flooding the space with natural light. The primary bedroom is conveniently located on the main floor, offering a peaceful retreat, along with a luxurious en-suite bath for added comfort. You'll also find a convenient laundry area on the first level. Upstairs, a large loft overlooks the living room, providing an ideal space for a home office or sitting area. The second bedroom is generously sized with dual access to a full bath, and a den with two skylights offers even more flexibility for relaxation or a creative space. The finished lower level features a walk-out to the backyard, providing additional living space, as well as ample storage for all your needs. As a resident of this exclusive, gated community, you'll have access to fantastic amenities, including a pool, clubhouse, gym, playground, and tennis courts. The home is also conveniently located near the Croton train station, shopping, and dining options, making commuting and errands a breeze. Move-in ready and meticulously maintained, this home offers a unique opportunity to enjoy a carefree lifestyle with all the comforts you desire. Don't miss out schedule a tour today! Appliances: Electric Range Amenities: Landscaping, Pool, HoaFeeIncludes: Pool Maintenance, Amenities: Playground, ConstructionDescription: Shingle Siding, InteriorFeatures: Storage,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,184 | $1,184 | $1,184 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,481 |
Total Monthly Payment | $5,636 | $5,524 | $6,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.