One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ The perfect Oviedo home on a dream lot! Tucked away on a quiet CUL-DE-SAC that dead ends at a POND, surrounded by CONSERVATION, you will find this 4-BEDROOM / 3-FULL BATH HOME with a 3-CAR SPLIT GARAGE, UPDATED ROOF & A/C, flexible layout with formal and family spaces and you are ZONED FOR TOP-RATED OVIEDO SCHOOLS! The front elevation of this home oozes curb appeal, from the paver driveway, manicured landscaping and accent details you will feel at home from the moment you pull into the driveway. Start your tour in the light and bright foyer open to both a formal dining space and a living room complete with sliding glass door access to the SCREENED LANAI. Take note of the HIGH CEILINGS as well as the TILE and WOOD LAMINATE FLOORS throughout the main living areas. Off the dining room you can access the kitchen through a convenient butler’s pantry while the access off the living room brings you into the kitchen via a casual breakfast nook and the generous family room. Many windows let the natural light pour in creating a warm and inviting atmosphere for friends and family alike. The home chef will appreciate the elegance of the rich cabinetry providing ample storage space, PREP ISLAND, tiled backsplash and breakfast bar. There is a second set of sliding glass doors off the family room making it easy to enjoy indoor/outdoor living and entertaining. The desirable SPLIT BEDROOM FLOOR PLAN puts your PRIMARY SUITE in the perfect location at the back of the home to wake up every day to the WOODED VIEWS and you will delight in the DUAL WALK-IN CLOSETS and well appointed private en-suite bath. The second bedroom is back at the front of the home next to a full guest bath, perfect for overnight guests or in-laws. Bedrooms two and three round out this ideal floor plan on the other side of the home with a third full bath between them. The Sanctuary is an established community in sought-after Oviedo that offers residents a clubhouse with fitness center, COMMUNITY POOL, recreation fields, a PLAYGROUND and more! ZONED FOR A-RATED SEMINOLE COUNTY SCHOOLS including HAGERTY HIGH! This beautiful home just moved to the top of your list - call today to schedule your tour and discover everything there is to love about The Sanctuary and Safflower Terrace!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,287 |
Total Monthly Payment | $3,891 | $3,803 | $4,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.