124 Cunningham DRIVE, New Smyrna Beach, FL, 32168 | $610,000

INTRACOASTAL HOME OFFERING: Live your Florida lifestyle in this spacious 3 bedroom 2 bath home in sought after Inlet Shores. The courtyard entry with a 3-tier fountain welcomes you and your guests. Vaulted ceilings in the open living space shine with loads of natural light. Open Living/Dining/Flex Room all very versatile for your preferred use. A kitchen large enough for company boasts granite counters, stainless steel appliances, double sink, wine storage, and updated cabinets. Split bedroom floor plan has Owners Suite opening to large screened in patio, walk in wardrobe, custom sliding door storage. Owners Ensuite Shower has multiple shower heads with frosted bay window within. Guest Bedrooms share an updated bath with sliding barn door access on one side featuring marble vanity and large shower with varied shower heads. One of the two guest bedrooms currently doubles as an office with intracoastal views. New AC system in 2024, New Electrical Panel in 2024, Roof redone in 2017,

Security System, Circle Paved Driveway, Tile Floors throughout. Huge screen in patio with garden fountain AND covered outdoor living space AND extended sunning paver patio. Large back yard fenced with shade trees, roses, banana trees, orange tree, and Bougainvillea. Updated washer and dryer. 2 car garage with pull down attic for additional storage. HOA covers a 20. 00 annual maintenance fee for common area, playground, basketball hoop, and signage. Intercoastal Boat ramp for intercoastal Access is one street up from Inlet Shores entrance. Florida driver's license gets you pre access to boat ramp and parking.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,870
  • Acreage: 0.28
  • Est. Taxes: $3,362
  • Lot Desc: Street Dead-End
  • Elem. School: Chisholm Elem
  • Middle School: New Smyrna Beach Middl
  • High School: New Smyrna Beach High
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: V4939453
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4939453/124cunninghamdrive_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 2:33:00 AM)
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES   Phone: 386-445-5880

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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124 Cunningham DRIVE, New Smyrna Beach, FL, 32168

$610,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $488,000 $488,000 $488,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $280 $280 $280
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,329 $3,243 $4,184
Total Monthly Payment $3,701 $3,615 $4,556

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.