Under contract-accepting backup offers. Well maintained villa A in the popular gated community of Heritage Oak Park. The bright and open floorplan has high ceilings, 2 bedrooms 2 baths plus a multi-purpose room that can be an office, den or even a third bedroom. The lovely home has tile floors throughout. The updated kitchen has beautiful quartz counters, stainless steel appliances and a breakfast bar. The ceiling fans have been replaced as well as the lighting has been updated with LED lights. Both bathrooms have also been updated with quartz counters. There is a large slider that opens up to the lanai with an epoxy floor that is beautiful and a breeze to keep clean. The master bedroom offers an en suite bathroom with his and her closets and double sinks. The oversize garage has screened doors, utility sink and an epoxy floor that you will love. The A/C system and the hot water heater have been replaced in 2021. The gated community of Heritage Oak Park is known for its serene setting with stately oak tree lined roads and beautiful manicured grounds. The amenities include a large clubhouse, heated pool, tennis courts, shuffleboard, fitness center, billiards room, bocce ball and walking trails around the beautiful lake.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,509 | $1,905 |
Total Monthly Payment | $1,951 | $1,913 | $2,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.