2214 Gemstone LANE, Plant City, FL, 33566 | $292,000

1 acre with Barn PLUS shed in Plant City - this is the freedom you have been looking for with NO HOA or CDD! This 4 bedroom, 2 bathroom, 2052 square foot manufactured home has lots of potential and offers flexibility in it's floorplan. Step inside to a generous sized living area - perfect for additional entertaining. The kitchen is directly off this and includes ample counter and cabinet space, l-shaped island for extra seating, eat in dining area and quaint family room with fireplace to enjoy those cooler nights in Florida. A deck is directly off the family room with views of the serene acreage. The primary suite is separate from the secondary bedrooms and includes dual sinks, soaking tub and step in shower. The secondary bedrooms share a full bathroom split from the living area. Central location close to Tampa, Interstate, shopping and eateries. It's good to be home. Case # 098-042848 Go to www. hudhomestore. gov for bid timeline, disclosures, read property condition report & other forms. FHA financing is available IE (Insured Escrow) FHA 203k Loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD- Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the seller”. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 30 day owner occupant first look period.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2003
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,052
  • Acreage: 1.01
  • Est. Taxes: $4,201
  • Lot Desc: City Lot
  • Elem. School: SpringHead-HB
  • Middle School: Marshall-HB
  • High School: Plant City-HB
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: TB8321701
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8321701/2214gemstonelane_plantcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 1:08:11 AM)
Listing courtesy of CARTER COMPANY REALTORS   Phone: 813-661-4700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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2214 Gemstone LANE, Plant City, FL, 33566

$292,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $233,600 $233,600 $233,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $350 $350 $350
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,574 $1,553 $1,970
Total Monthly Payment $1,999 $1,978 $2,395

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.