Introducing The Cottages at Hillside East. The O’Brien Brothers invite you to downsize your home, but not your lifestyle, with this highly efficient, charming, and livable cottage-style home. An open floor plan provides ample opportunity to host guests or simply relax and enjoy your brand-new, low-maintenance energy-efficient home. The second floor offers three bedrooms including a comfortable owner’s suite with walk-in closet, luxurious bathroom, and convenient adjacent laundry. Choose to finish the lower level with a spacious living room and an additional bedroom or home office/art studio. Unplug and unwind on your inviting front porch - perfect for a pair of Adirondack chairs. Conveniently located in Hillside at O'Brien Farm, one of the first 100% fossil fuel and carbon free neighborhoods in the country! The Cottages offer quality, energy-efficient new construction built to pursue both Energy Star and the U. S. Department of Energy's Zero Energy Ready Home (ZERH) certification, with a variety of high-end finishes to choose from. Every Cottage offers a resiliency package including solar, Tesla Powerwalls for renewable energy storage, plus carbon free heating and cooling powered by Green Mountain Power's carbon free grid. Pricing subject to change. Photos likeness only.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,270 | $4,149 |
Total Monthly Payment | $3,407 | $3,362 | $4,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.