Kauneonga Lake at its finest. Kauneonga AKA White Lake is the second busiest Motorboat lake in Sullivan County. There are plenty of people and plenty of action. Just blocks away from the lake lies this well-kept 8-bedroom two-bathroom house is in an excellent neighborhood near the lake. Two of the bedrooms are in the basement and not considered legal bedrooms. The home is centrally located between Swan Lake and Liberty with access on Route 55 and a quick drive to Monticello on 17B. The home is next to restaurant row in Kauneonga Lake so you are near Santorini Mix Grill, Benji & Jakes, The Local Table & Tap, and Sorella so you will never have to worry about cooking. You are also a couple of blocks away from the Post Office and the Fire Dept. this is a great property, and the only question is how long will it last. Square footage does not include the lower level. The seller is offering owner financing to qualified buyers. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, Appliances: Electric Water Heater ExteriorFeatures: Gas Grill,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,962 | $2,531 |
Total Monthly Payment | $2,460 | $2,408 | $2,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.