Nestled in the heart of Middletown, NY, awaits an exquisite colonial-style residence at 10 Todd Drive, where timeless elegance meets modern comfort. This distinguished home offers a harmonious blend of spacious living, refined finishes & captivating outdoor amenities. The heart of the home lies in the gourmet kitchen, boasting granite countertops, stainless steel appliances, and ample cabinet space for culinary enthusiasts to indulge their passion. Adjacent, an inviting living room features a cozy fireplace, perfect for gathering with loved ones on chilly evenings. Escape to the expansive master suite, complete with a luxurious ensuite bathroom & walk-in closet, offering a private sanctuary for relaxation & rejuvenation. 3 additional well-appointed bedrooms provide versatility for guests, home office space, or hobbies. Step outside to discover your own private oasis, where lush landscaping surrounds a sparkling inground pool, offering endless opportunities for outdoor enjoyment & entertaining. With summer barbecues on the patio & tranquil evenings by the poolside, this outdoor haven is sure to delight. For added convenience, this exceptional property includes a full unfinished basement, providing ample storage space or the opportunity to create a custom retreat tailored to your preferences. A two-car garage completes the offering, providing shelter for your vehicles & additional storage options. Conveniently located within the highly regarded Pine Bush School District & near shops, dining, parks, & major commuter routes, offering an unparalleled opportunity to experience luxurious living in a coveted Middletown locale. Don't miss your chance to make this stunning colonial home your own. Schedule a showing today & prepare to be enchanted by all that this exceptional property has to offer. Low taxes with Star exemption of only $8, 083! Schedule your appointment NOW!!! This opportunity won't last! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, ConstructionDescription: Vinyl Siding,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $724 | $724 | $724 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,087 |
Total Monthly Payment | $3,255 | $3,192 | $3,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.