Extremely rare opportunity to own a colonial home with an accessory apartment in the heart of central Nyack! This captivating home offers a perfect blend of comfort, elegance, and functionality. Boasting two large bay windows, this home invites abundant natural light into its spacious living and dining areas, creating an inviting ambiance for gatherings and relaxation. Step into the heart of the home, the eat-in kitchen, where an 8-foot sliding door unit beckons you to the expansive back deck overlooking a picturesque backyard. Entertain effortlessly in this versatile space, seamlessly connecting indoor and outdoor living. Adjacent to the kitchen, discover a cozy family room, extending gracefully down two steps to a second family room adorned with a gas fireplace and vaulted ceilings. Here, another 8-foot sliding door unit provides easy access to the deck, offering a seamless flow for indoor-outdoor enjoyment. Upstairs, retreat to three bedrooms, including a primary suite with cathedral ceilings, walk-in closet and on suite bathroom. The accessory apartment has a separate entrance and offers ample living space, full kitchen, bathroom, living room area with spiral stairs to a lofted bedroom. Outside, bask in the beauty of a well-maintained backyard, complete with a stream, above ground pool, and solar panels to enhance sustainability and reduce utility costs. Bonus features include a new hot water heater and central air. Moments away from major highways and bridges, public transportation to NYC, and all the shops and restaurants that Nyack has to offer! FoundationDetails: Slab,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,533 | $1,533 | $1,533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,986 | $3,982 | $5,053 |
Total Monthly Payment | $5,610 | $5,606 | $6,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.