87 Stella Drive, Gardiner, NY, 12525 | $295,000
Welcome to your private paradise nestled within 6. 3 acres of lush woodlands in the New Paltz School District, offering a serene escape from the hustle and bustle of everyday life. Wander along the tranquil trails that wind through this picturesque landscape, immersing yourself in the beauty of nature. As you approach, the 3 car garage greets you, awaiting the vision of your dream home. With underground electric already in place, along with all necessary surveys and prior BOH approval for a luxurious 4-bedroom residence, the groundwork for your ideal lifestyle has already been laid. Adding to the allure of this exceptional property is previously mentioned state-of-the-art garage, meticulously crafted in 2019 to the highest standards. Boasting a spacious 1200 sq. ft. on the first floor with additional square feet on the second floor, this versatile structure presents a myriad of possibilities. The Town of Gardiner Building Inspector has even confirmed its potential for conversion into a primary residence, subject to proper permits and final review, opening doors to a world of endless opportunities. Equipped with 100-amp service, which can be effortlessly upgraded to 200-amp to accommodate a single-family home, as well as LED lighting and multiple receptacles, this garage is primed for transformation into a luxurious living space, accessory apartment, studio, or whatever your heart desires. Nestled in the heart of Gardiner, this idyllic location on a dead end road, offers easy access to an array of outdoor activities, from hiking and climbing to biking and exploring local farmers' markets and wineries. In a market where such opportunities are rare, seize the chance to sculpt your own private sanctuary amidst the breathtaking landscapes of Gardiner. Your dream lifestyle awaits amidst this unparalleled haven of natural beauty. For sale adjacent to this property is a 4 bedroom 4 bath home on 6. 4 acres MLS#6299663. Combo listing MLS#6305318. CurrentUses: Single Family,
Features
- Zoning: Other
- Elem. School: Duzine School
- High School: New Paltz Senior High School
- School District: New Paltz
- MLS#: H6309234
- Days on Market: 183 days
- Website: https://www.raveis.com
/prop/H6309234/87stelladrive_gardiner_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
87 Stella Drive, Gardiner, NY, 12525
$295,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
| Total Monthly Payment | $1,645 | $1,644 | $2,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535