Immaculate One-Family Home in Pelham Gardens. Discover the perfect blend of comfort and convenience in this meticulously maintained one-family home located in Pelham Gardens. This charming residence boasts 3 bedrooms, 2 full baths, and a host of desirable features ideal for modern living. Key Features: Spacious and bright living areas with abundant natural light throughout. Updated kitchen with modern appliances and ample cabinet space. Cozy dining area perfect for meals and gatherings. Full walk-out finished basement with a summer kitchen, offering flexible use options. Above-ground pool and large deck, perfect for outdoor entertaining and relaxation. Pull-down access to attic providing additional storage space. Security system with cameras for peace of mind. In-ground water sprinkler system for easy lawn maintenance. Parking for 2 vehicles on a tree-lined street, ensuring convenience and accessibility. Location: Nestled in the sought-after Pelham Gardens neighborhood, this home offers proximity to local attractions, schools, and major highways. Enjoy easy access to shopping centers, dining options, and recreational parks. Additional Details: Well-maintained and immaculately kept home. Efficient heating and cooling systems for year-round comfort. Desirable community with a strong sense of pride and community spirit. Don't miss out on this rare opportunity to own a beautifully maintained home with a wealth of features. Schedule your private tour today! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached,
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Our Executive Mortgage Banker:
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $3,982 | $5,138 |
Total Monthly Payment | $4,598 | $4,492 | $5,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.