Step into traditional lifestyle living in this stunning Warwick residence. Upon entry, a grand open-concept staircase leads to a spacious family room, bright kitchen, and formal dining room. Enjoy outdoor dining on the large covered deck while keeping an eye on your animals. Down the hall, you'll find 4 generously sized bedrooms, including a master bedroom with an updated ensuite bathroom and a full room currently used as a master walk-in closet! The lower level is the heart of the home, featuring an open-concept bar and a secondary kitchen. Relax in front of the pellet stove while enjoying hot or cold drinks. The lower level also houses 3 additional bedrooms, one with a private full bathroom. Step out to the beautiful 5. 6-acre property where you can pick apples, peaches, pears, and enjoy natural spring water. Additionally, there's a spacious detached garage with 2 overhead doors, accommodating 6+ cars and featuring a 6-foot-deep mechanic's pit. Accessible from the main road, it's ideal for heavy machinery. The solar panel lease keeps utility costs low, and the layout is suitable for a mother-and-daughter setup with its separate entrance and secondary kitchen downstairs. The price reflects the potential for updates. A recent appraised report values the property at $635, 000. Don't miss out - schedule a tour now! Additional Information: Amenities: Guest Quarters, Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 4+ Car Attached, ConstructionDescription: Asbestos, FireplaceFeatures: Pellet Stove,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $435,200 | $435,200 | $435,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $978 | $978 | $978 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,895 | $2,892 | $3,732 |
Total Monthly Payment | $3,965 | $3,962 | $4,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.