Welcome to apartment building, 190 1st Street ! This generously sized 2 bed 2 bath apartment boasts high ceilings and an abundance of natural light, creating a bright and inviting atmosphere. With ample closet space, including multiple closets in the bedrooms and living area, storage will never be an issue. Both bedrooms comfortably accommodate Queen or California King-sized beds. Features and Location Highlights: *Oversized living room with a separate dining area adjacent to a private balcony. *Convenient laundry facilities on every floor of the building. *Wall-mounted A/C units for year-round comfort. *Only electric utilities paid by the tenant. *Private lot parking available for a monthly fee, with a waitlist for garage parking. *Ideally situated just blocks from the Mineola LIRR station and NYU Langone Hospital (Winthrop). Also, enjoy close proximity to Garden City's vibrant restaurants and shops. The building features a live-in superintendent for added convenience and support. Don't miss this opportunity to live in a well-appointed apartment in a prime location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,259
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,607 | $2,607 | $2,607 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $18 | $17 | $22 |
Total Monthly Payment | $93 | $92 | $97 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.