Gulf Access! Welcome to a captivating Key-West style home, a hidden treasure tucked away on the serene Manatee River. No water intrusion in the home or garage after hurricane Debby! This lovingly maintained property by the original owners, offers an unparalleled blend of natural beauty and modern convenience. The ground level boasts an oversized, attached 2 car garage plus room for a 16’ boat, a long workbench, plenty of storage space plus two multipurpose rooms, ideal for a music room, game room or a possible 4th or 5th bedroom. This level could easily serve as a comfortable in-law suite. This space opens to a screened lanai and an inviting in ground swimming pool. The Florida Friendly landscaping, designed and maintained by master gardeners, features majestic oak trees, citrus trees and a variety of botanical treasures that will captivate any nature enthusiast. The main level includes an open floor plan with a great room, a kitchen with granite countertops and a spacious closet pantry, 2 bedrooms, 2 full bathrooms, and a flex room that can serve as a den or a 3rd bedroom. Enjoy breathtaking views of the Manatee River and lush tropical landscaping from the living areas. The second floor lanai balcony is perfect for enjoying your morning coffee while taking in the sights of nature. The backyard is an outdoor lover's delight, ideally situated on the Manatee River. Enjoy fishing from your private dock; launch your boat, kayak or canoe from your own boat ramp. Hang your boat on the davits or park it in the back yard. Electrical and running water are available at the dock for your convenience. Free from deed restrictions and HOA fees, you have the freedom to raise chickens, plant citrus trees, cultivate a self-sustaining vegetable garden and relax by the fire pit. With a deep well and septic system, say good-by to water bills. The uninhibited night sky offers a spectacular stargazing experience. Enjoy unparalleled privacy and seclusion while being just around the corner from shopping, dining, medical facilities, great schools, the Ft Hamer Bridge, Lakewood Ranch, and I-75. A short drive to the sandy Gulf beaches, Sarasota/Bradenton Intl Airport, and within 40 minutes of the Tampa/St. Pete metro area, this property delivers the perfect blend of natural beauty, modern amenities, and serene riverfront living. Escape to paradise; schedule your visit today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,936 | $3,982 | $5,053 |
Total Monthly Payment | $4,241 | $4,287 | $5,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.