SELLER CONCESSIONS TOWARD BUYER CLOSING COSTS! Call listing agent for details. In-town living with all of amenities this lifestyle will provide? Check. No flood zone? Check. Newer construction? Check. Two-car garage with epoxy flooring? Check. Vinyl fenced-in yard? Check. Plenty of space in the backyard to create your own outdoor living space. Property features a zoned sprinkler system. Enjoy a spacious covered front porch, and back porch, sit and chill. On the inside, 10-foot plus ceilings on the main floor, tray ceilings, open kitchen and living floor plan, separate dining room, mud room off the back porch with storage, plenty of kitchen pantry space, oversized island, stainless steel appliances, 42-inch cabinets and half bath on the main at the rear entrance to the main floor. Upstairs features a large primary bedroom, dual sinks and dual walk-in closets, and an oversized shower, two additional bedrooms with adjoining bath which features a tub and shower combination and dual sinks, and laundry with washer and dryer to remain. Location? Check. Enjoy all the amazing amenities this area features including restaurants, bistros, and cafes, Saturday morning markets, multiple galleries and first-class museums, the amazing St Petersburg park system, miles of beachfront walkways, art walks, festivals and regular events, minutes from Mangrove Bay Golf Course and other great courses, close to major highways, easy access to downtown Tampa and surrounding areas, shopping and entertainment, and St. Petersburg and Tampa airports. Check a number of boxes for you? Wonderful opportunity to own this lovely home in beautiful St. Pete!
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $644 | $644 | $644 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,638 | $3,684 | $4,667 |
Total Monthly Payment | $4,374 | $4,420 | $5,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.