Imperial Cove is in a waterfront community offering a luxurious lifestyle for people age fifty-five and over. Amenities include actvities, ballroom, barbeque grills, billiard tables, dock, fishing pier, fitness center, game tables, golf putting green, library, pool, saunas, and shuffleboard courts. This villa is off of the main road, with a large backyard, no neighbors directly behind it and only has one side neighbor. An assigned, covered, end parking space and storage closet are close to the front and back doors of the home. Entering through the front door, the foyer goes past an eat-in kitchen, updated with granite countertops, white cabinets, and a stone tile backsplash. A generously sized bedroom is also in the front of the home, furnished in a French provincial style with a queen size bed, wide dresser, tall chest of drawers, small table and several chairs. A bathroom with tub/shower is right next to this bedroom. Across the hall a laundry room has full-sized washer/dryer and a utility sink. The dining area has a wood and wrought iron table with six charis plus a sideboard with wine glass holders on top. The living area has a cushy couch, four stuffed chairs and an entertainment console with Samsung TV on top. The spacious primary suite has a queen sized bed, two dressers, a chest of drawers, two nightstands, desk, chair and loveseat. Before the ensuite there are two closets, one a walk-in, both have closet organizing systems. The ensuite showcases dual sinks in a long granite vanity and a large tile shower with glass doors. An indoor porch with large windows, the Florida room, is where the outdoors can be enjoyed from inside on the sofa or the recliner with rattan accents. Outside coastal breezes blow over the pavered patio, holding tables and chairs, not too far from where waves lap against the seawall and a sidewalk runs along the bay. Decorated by a designer, the furnishings can be yours, just another way owning this villa make will make your life easier. Schedule your guided tour of this home to see all that it and Imperial Cove offer.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,501 | $1,462 | $1,886 |
Total Monthly Payment | $1,910 | $1,871 | $2,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.