** HUGE PRICE IMPROVEMENT ** Discover this meticulously maintained 3-bedroom, 2-bathroom home in the heart of Port Charlotte—a perfect CONDO ALTERNATIVE with NO HOA or DEED Restrictions! Situated on a large FENCED (with gate for trailer storage) lot with privacy-enhancing wooded lots on both sides, this FUR BABY FRIENDLY home offers a serene retreat in a highly desirable neighborhood with underground utilities currently being installed. Enjoy the ultimate in location * location * location * just 10 minutes from Fawcett Hospital, 15 minutes from North Port, downtown Punta Gorda’s Historic District, and Fisherman’s Village, and only 30 minutes from Englewood and Manasota Key’s stunning coastal beaches. The property boasts numerous upgrades, including * 2024: A completely updated 15x35 lanai with no-see-um 20/20 screening and a brand-new OH hurricane-rated garage door and opener * 2023: A brand-new roof, including all new fascia and soffits * 2020: A/C and air handler replacement for year-round comfort. This home is well-equipped for safety and efficiency with double thermal pane windows and shutter protection throughout. Inside, the 1, 596 sq. ft. floor plan is bright, inviting, and thoughtfully designed for both privacy and functionality. Enter through the foyer into a spacious living room adorned with chair rail accents and ample natural light. Adjacent is the dining room, with convenient access to the lanai—perfect for hosting and relaxing. The large kitchen features * Solid-surface counters * Raised-panel white cabinetry * Modern appliances (new stove, refrigerator, and dishwasher) * Pantry storage * Eat-in space with lanai access The primary bedroom offers a walk-in closet and an en-suite bath with a walk-in shower. Two additional bedrooms, also with walk-in closets, provide comfortable spaces for family or guests. A second full bathroom ensures everyone’s needs are met. Step outside to the expansive fenced backyard, where there’s ample space for a pool or outdoor activities. The oversized screened lanai is ideal for entertaining or relaxing in privacy. Additional updates include ceramic tile and laminate flooring throughout, a new water heater (2020), and updated windows and doors along the back of the home. Laundry is located off the lanai and can easily be relocated to the adjacent space off the kitchen. This exceptional home offers proximity to beaches, shopping, dining, US-41, I-75, local parks, and top-rated schools. Schedule your private showing today and seize the opportunity to own this upgraded gem!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,455 | $1,436 | $1,822 |
Total Monthly Payment | $1,653 | $1,634 | $2,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.