Embrace the essence of waterfront living in this exquisite lakefront home in the coveted Somerset Lakes community, where every day feels like a vacation. This move-in-ready sanctuary offers a rare blend of coastal charm and modern convenience without the constraints of an HOA, fostering a warm, family-friendly atmosphere. Nestled in unincorporated Largo with stunning views of Somerset Lake, this residence is ideally positioned in a no-flood zone yet only minutes from some of the nation’s most renowned beaches.
Step into a tranquil haven where timeless style meets contemporary upgrades. Start your mornings with serene lake views from your private dock, surrounded by flowering trees, butterflies, and gentle waterfowl. Relish the calming lake breezes and enjoy a lifestyle that feels like a permanent retreat. This enchanting home provides easy access to vibrant shopping, the revitalized Downtown St. Petersburg, I-275, and Tampa International Airport, offering both peace and connectivity.
Designed with low-maintenance tile in high-traffic areas and plush carpeting in the bedrooms, this home is as functional as it is beautiful. The spacious kitchen, complete with stainless steel appliances and a breakfast bar, is perfect for hosting. The master suite, with a large picture window overlooking the lake, along with walk-in closets in both bedrooms, brings elegance and comfort to daily living. A lake-fed irrigation system keeps the lush landscaping vibrant without raising your water bill, while fresh interior and exterior paint, newly updated carpeting, and ample backyard space offer endless possibilities, including the option to add a pool.
Beyond aesthetics, this home prioritizes safety and efficiency. A hurricane-rated reinforced steel garage door, impact-resistant windows, and an inspector-approved hip roof offer peace of mind during Florida’s storm seasons. With the added benefit of unincorporated status, vacation rentals or corporate leases are an option here, most furnishings and decor can be included creating flexibility for both lifestyle and investment. Don’t miss this unique opportunity to own a slice of paradise—where every detail is designed for a life of beauty, safety, and serene lakefront living.
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,486 | $2,459 | $2,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.